Health Insurance

Undergraduate students enrolled in the College of Arts & Sciences are required to have health insurance with a minimum of $50,000 coverage for each accident or sickness. Each fall (or spring for students new in interim or spring), by the 10th day of classes, students must complete an online waiver (in their BLink account) to meet this important requirement.  If the waiver is not filled out, they will be enrolled in the plan Bethel makes available, and the premium will be billed to their student account. 

This insurance can be through a family plan, an individual plan, or the accident and sickness plan Bethel provides through Student Assurance Services (SAS).

Visit sas-mn.com or download the brochure to learn more about plan details.

Who is required to have health insurance?

All College of Arts & Sciences students are required to have health insurance.

Why does Bethel require health insurance?

At Bethel University, we try to do all we can to help students successfully navigate through college life. Sometimes that means managing unexpected challenges due to illness or injury. Having health insurance helps students get the care they need and can keep medical expenses from derailing a student’s educational goals.

I have health insurance through my family plan or an individual plan. Do I need to do anything?

Yes. All students at the College of Arts & Sciences who have insurance with a $50,000 or higher maximum benefit per accident or sickness must complete the waiver, even students enrolled only for one credit.

To access the waiver, see the instructions in the box above.

When is the deadline for completing the waiver?

Students are required to submit proof of insurance by completing the waiver by the 10th day of classes. The waiver must be completed annually by the 10th day of classes.

What if I do not complete the waiver by the deadline?

If you miss the deadline, you will automatically be enrolled in the plan Bethel is making available and the premium will be charged to your student account. It will be difficult to reverse this charge with the insurance company after the 10th day of classes.

Who is eligible for the plan Bethel is offering?

All Bethel University students who are enrolled for credit may enroll in the plan within 45 days of the first day of class or within 30 days from their loss of prior coverage. Students enrolled at Bethel Seminary, Graduate School, or College of Adult and Professional Studies should contact their school for more information.

What is the cost of the plan Bethel is offering? How do I enroll and pay for it?

Premiums are noted below. You can pay for the plan through your student account. Student loans can be applied to this expense.

What insurance provider has Bethel selected? What are the details of the plan?

Student Assurance Services (SAS) is a local plan administrator that offers affordable student health plans and a high level of customer service. We are pleased to partner with them to offer affordable accident and sickness plans to Bethel students.

Premium

Student only	$950 Annual;   $584 Interim/Spring;   $511 Spring
Spouse	$3,506
Each child	$2,216

What are the insurance requirements for student athletes?

In addition, student athletes are required to have health insurance that meets the NCAA deductible of $90,000 for each accident or injury and does not exclude intercollegiate sports accidents or injuries.

This insurance can be through a family plan, an individual plan, or the plan Bethel is making available. Student athletes are required to submit proof of insurance by completing the waiver. To access the waiver, see the instructions in the box above.

Students who do not complete the waiver will be automatically enrolled in Bethel's accident and sickness plan as well as the appropriate sports plan, and will be billed through their Bethel student account for both plans. Rates for the plans are:

• Accident and sickness insurance: $750
• Football, hockey, and soccer: $750 additionally ($1700 total)
• All other intercollegiate sports: $400 additionally ($1350 total)

Download the athlete health insurance brochure for more information about the plan.

Who do I contact if I have questions?

For more information, contact Health Services at health-insurance@bethel.edu or 651.635.8532 (800.255.8706, ext. 8532).

Tim Donovan has been serving Bethel students for over a decade. Contact him for information about plans through other providers such as Blue Cross and Blue Shield and Health Partners at davidagencyinc.com, timd@davidagencyinc.com or 952.277.0674 . 

Updated 3/16/12